M
Měšec.cz
Maxima Insurance launches MaxEfekt 7.0: repeated payouts for serious illnesses and broader disability coverage
The product introduces client-friendly improvements — repeated payouts and broader disability coverage meaningfully enhance the value of insurance protection.
MĚ
Měšec.cz
PRIMARY SOURCE · [017]
AI SUMMARY · Claude Sonnet 4.6
- 01The new MaxEfekt 7.0 life insurance version allows repeated payouts for critical illnesses — up to three times without policy termination after the first claim.
- 02Progressive scaling of permanent injury payouts now begins at 15% severity; the maximum tenfold payout applies above the 95% threshold.
- 03Disability coverage newly extends to pre-existing conditions declared transparently at policy inception, broadening product accessibility.
- 04Spine-related work incapacity is now covered only when the condition arises during the policy term and is confirmed by CT or MRI imaging.
VERIFIED BY SOURCES · 1·CONFIDENCE 78%
ADVISOR CONTEXT
MaxEfekt 7.0 is a relevant topic for clients holding existing Maxima life insurance — the repeated critical illness payout and revised disability terms are worth benchmarking against current policies; a conversation about upgrading may be appropriate at the next insurance portfolio review.
Observations for informational use by licensed advisors. Not investment advice under MiFID II.
Sources
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