M
Měšec.cz
Air Bank streamlines pension transfer via app and offers CZK 1,000 bonus
The product lowers the barrier to switching to higher-yielding pension savings and adds a financial incentive — a positive development for clients stuck in outdated transformed funds.
MĚ
Měšec.cz
PRIMARY SOURCE · [018]
AI SUMMARY · Claude Sonnet 4.6
- 01Air Bank launched a fully digital pension transfer process within its My Air app, enabling clients to move from legacy transformed funds to supplementary pension savings (DPS) at NN Pension Company.
- 02Clients completing the transfer and opening a DPS account at NN between April and June 2025 with a minimum first contribution of CZK 500 receive a one-time CZK 1,000 bonus.
- 03Transformed funds guarantee a non-negative return but deliver real losses in inflationary environments due to mandatory conservative investment strategies — younger savers in particular stand to benefit from switching.
- 04DPS participant funds allow more dynamic investment strategies, state contributions of up to CZK 4,080 per year, tax deductions on higher contributions, and eligibility for early retirement up to 5 years ahead of the standard pension age.
VERIFIED BY SOURCES · 1·CONFIDENCE 82%
ADVISOR CONTEXT
Clients still in transformed pension funds — particularly those aged 30–50 — are a relevant segment for DPS transition discussions; the time-limited CZK 1,000 bonus (valid through end of June) provides a concrete prompt to initiate that conversation now.
Observations for informational use by licensed advisors. Not investment advice under MiFID II.
Sources
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